Student Health Insurance

Massachusetts law requires students to enroll in their college’s student health insurance plan or participate in a plan with comparable coverage.

Health Insurance Requirements

Health insurance is required for students who are:

  • Attending classes within Massachusetts, and
  • Enrolled in a degree or certificate program, and
  • Enrolled full-time or three-quarter time (undergraduate: 9 credits or more; graduate: 6 credits or more, as of the last day of the add/drop period.)

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Massachusetts Residents

Explore Income-Based ConnectorCare Plans

Petition to Waive Student Health Insurance

Students who have insurance with comparable coverage may waive student health insurance by submitting an annual petition by the term deadline.

When

You must submit your petition in the first term of enrollment and every fall term after that. Students returning after a leave of absence must submit the waiver request in the term when they return.

Term Deadlines

Last day to waive health insurance:

  • Deadline for Fall 2025 term: September 30, 2025
  • Deadline for Spring 2026 term: January 30, 2026

How to Waive

To submit your petition, visit MyCC Health Insurance.

This petition grants permission for the insurance provider to audit your insurance information. If your petition is falsified, inactive or non-comparable to Massachusetts criteria, you'll be enrolled in the insurance plan and charged the total premium.

Students who do not submit an annual waiver request by the deadline are automatically enrolled and charged for the school's plan. Coverage is based on a plan year beginning September 1st and ending August 31st. Once enrolled, students are covered for the remainder of the plan year.

Cost of Student Health Insurance

The cost of insurance, including a $50/year health insurance administrative fee, is:

 

Annual Students

Newly Eligible Spring Students

Coverage Dates

September 1, 2025 - August 31, 2026

January 1, 2026 - August 31, 2026

Undergraduate Cost

$2,392

$1,610

Graduate Cost

$4,118

$2,758

Waiver Deadline

September 30, 2025

January 30, 2026

Cambridge College aims to be cost-effective and sensitive to today's economic conditions, but unfortunately, due to the current trend in health insurance mandates and plan usage; the increases are necessary to remain compliant with health care reform mandates. The recent increases and the total cost of health insurance at Cambridge College remain competitive with our peer institutions.

Insurance Optional

Students taking fewer credits or attending Cambridge College locations outside Massachusetts are not required to purchase student health insurance. Still, they are welcome to contact the Office of the Bursar.

International Students

Any international student with an active SEVIS will be assessed for health insurance regardless of the number of credits. They can waive (see above) provided they can produce the necessary insurance documents as indicated for all students.

Contact University Health Plans

800-437-6448 
info@univhealthplans.com

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